At Focus Accountancy, we recommend all of our limited company contractor clients have appropriate business insurance in place. It’s important that contractors safeguard both themselves and their companies. To make this easier for you we have partnered with insurance experts Kingsbridge.

 

Kingsbridge provide adaptable business insurance packages to Contractors, Freelancers, Small Businesses and Sole Traders, across a wide range of industries. Their team consists of Underwriters, Brokers and Claims Managers who are in-house and by your side at the arranging of your insurance and throughout your policy.

 

Kingsbridge’s policies are underwritten by Accredited (First Underwriting) and Admiral retrospectively, offering security and reliability in the event of a claim.

​

Kingsbridge offer clients of Focus Accountancy a full range of business insurances and IR35 reviews, including;

​​

1. Professional indemnity insurance (includes a free IR35 contract review)

2. Public liability insurance

3. Employers’ liability insurance

4. Legal protection

5. IR35 working practices review

6. A range of IR35 contract reviews.

 

Many of the above insurances will be contractual requirements that you are obliged to hold before you start an engagement with an end client. Kingsbridge takes the pain out of searching and sourcing the required insurance by offering an efficient package to help you remain compliant.

 

The Kingsbridge insurance policies are specifically designed to meet the needs of professional contractors and freelancers.

 

Please find a summary of the Kingsbridge package below:

 

Professional Indemnity covers you against claims involving accusations of professional negligence, making an error or omission, and giving bad advice which results in financial loss. It can provide cover for legal costs as well as any damages awarded against you.

 

Public Liability provides cover if someone is injured or property is damaged as a result of your actions. Whether you are working on your own premises or the premises of your client, you have a duty to protect anyone who might be affected by your activities.

 

Employers’ Liability provides protection against claims from employees. It is compulsory for almost all UK businesses. Regardless of your set-up, this is often insisted upon by clients who may require you to comply with a standardised contract.

​

Get in touch

  

If you would like to discuss your business insurance arrangements, please get in touch with us, or contact Kingsbridge directly:

​

Call: 01242 808 740

Request your call back

Online: www.focus.kingsbridge.co.uk

​​